We're a Virtual Financial Planning firm helping clients across Canada.
We offer personalized comprehensive financial planning to individuals and business owners — with tax and bookkeeping services exclusively for our subscriber members. Additionally, we provide these services for advisors clients.
At Oneiric Financial we are committed to making a difference and having a positive impact on the lives of our clients by helping them achieve their goals and obtain financial peace of mind.
Comprehensive financial planning involves a thorough review of your financial life, discussing your goals which is the destination and providing a list of suggestions to guide you to your financial goals.
Clear Financial Goals and Priorities
Comprehensive financial planning helps identify short- and long-term goals, such as saving for retirement, buying a home, or funding a child's education. It helps prioritize these goals based on importance and timeline.
Better Money Management
With a structured plan, you can track income, expenses, and savings more effectively. It creates a clear roadmap for managing debt, budgeting, and investing, helping you make better financial decisions.
Increased Financial Security
By having a well-thought-out plan, you can anticipate future financial needs and create a buffer against unexpected expenses, leading to greater peace of mind and long-term security.
Improved Decision-Making
A financial plan allows you to evaluate potential financial decisions within the context of your overall strategy. It helps you avoid impulsive or ill-advised decisions that could derail your long-term financial success.
Tracking Progress and Adjusting as Needed
With a comprehensive plan, you can regularly track your progress toward financial goals and make adjustments as your life circumstances or market conditions change.
Sample Comprehensive Plan
Our comprehensive financial plans are built using leading Canadian interactive technology, allowing us to walk through your plan in detail together so you fully understand and feel confident in the recommendations. You’ll receive a personalized PDF report, an interactive story view of your financial journey, and a clear implementation checklist—accessible through your secure client portal for the duration of our engagement—giving you not just a plan, but a roadmap to move forward with confidence.